Government has continued multiple farmer welfare schemes in 2026 to boost agricultural income, reduce farming risks, and improve rural livelihoods across India. From direct cash support to crop insurance, irrigation help, organic farming support, and pension benefits, these schemes are helping crores of farmers get better financial security.
If you are a farmer or someone from a farming family, knowing about these schemes can help you take advantage of subsidies, loans, insurance benefits, and income support programs. Below is the updated List of Government Schemes for Farmers Welfare in India 2026 explained in simple words.
2026 List of Government Schemes for Farmers Welfare in India to Increase Farmers Income
Indian agriculture supports more than 50% of the country’s population directly or indirectly. To improve farmers’ earnings and reduce dependency on uncertain weather conditions, central government has launched several major schemes over the past few years.
These schemes cover everything from crop insurance, pension plans, modern farming equipment, irrigation support, seed quality improvement, and market access.
| Scheme Name | Main Benefit |
|---|---|
| PM Kisan Samman Nidhi | Rs. 6,000 yearly financial support |
| PM Kisan Maandhan Yojana | Rs. 3,000 monthly pension after age 60 |
| PM Fasal Bima Yojana | Crop insurance protection |
| Agriculture Infrastructure Fund | Low-interest loans for farm infrastructure |
| Soil Health Card Scheme | Soil testing and fertility guidance |
| National Beekeeping Mission | Extra income through honey production |
PM Kisan Samman Nidhi Yojana
PM-KISAN was launched on 24 February 2019 and continues in 2026. Under this scheme, eligible landholding farmers receive Rs. 6,000 every year directly in their bank accounts through DBT.
The amount is transferred in three equal installments of Rs. 2,000 each every four months. This scheme helps farmers manage farming expenses like seeds, fertilizers, and daily household needs.
Pradhan Mantri Kisan Maandhan Yojana
This pension scheme was launched to provide financial security to small and marginal farmers.
Farmers aged between 18 to 40 years with cultivable land up to 2 hectares can enroll. After reaching 60 years of age, beneficiaries receive Rs. 3,000 monthly pension.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop loss due to floods, droughts, heavy rain, pests, and natural disasters creates major financial pressure for farmers.
PMFBY provides affordable crop insurance coverage from pre-sowing to post-harvest losses. Farmers can claim compensation when crops are damaged due to unavoidable risks.
Interest Subvention Scheme for Farmers
This scheme offers short-term agricultural loans at reduced interest rates.
Farmers can get crop loans up to Rs. 3 lakh at only 7% interest. Those who repay loans on time get an additional 3% subsidy, reducing effective interest to just 4%.
Agriculture Infrastructure Fund (AIF)
Government launched Agriculture Infrastructure Fund under Atmanirbhar Bharat package to improve rural farming infrastructure.
Under this scheme:
- Rs. 1 lakh crore loan facility is available
- 3% interest subsidy is provided
- Credit guarantee available for loans up to Rs. 2 crore
- Support available for warehouses, cold storage, processing units, and farm assets
Farmers, FPOs, startups, cooperatives, and agri businesses can benefit from this scheme.
10,000 Farmer Producer Organizations (FPO) Scheme
This scheme was launched in 2020 to strengthen collective farming and improve farmers’ market access.
Under this scheme, FPOs receive financial support of up to Rs. 18 lakh for three years. Credit guarantee up to Rs. 2 crore is also available.
Per Drop More Crop Scheme
This scheme focuses on saving water through modern irrigation systems.
Farmers receive support for drip irrigation, sprinkler systems, and water conservation methods to improve productivity while reducing water wastage.
Sub Mission on Agricultural Mechanization (SMAM)
Farm machinery can be expensive for small farmers. This scheme helps improve access to modern equipment.
It supports tractor equipment, harvesting tools, custom hiring centers, and awareness programs for farm machinery usage.
Sub Mission on Seed and Planting Material
Good quality seeds directly impact crop production.
This scheme supports certified seed production, seed distribution, and seed banks during emergencies caused by natural disasters.
Paramparagat Krishi Vikas Yojana (PKVY)
Farmers interested in organic farming can benefit from this scheme.
It promotes chemical-free farming, improves soil fertility, and helps farmers produce healthier crops through traditional farming methods.
National Food Security Mission (NFSM)
This mission aims to increase production of:
- Rice
- Wheat
- Pulses
- Millets
- Oilseeds
- Commercial crops
It helps improve productivity through better farming practices and area expansion.
e-NAM and Agriculture Marketing Scheme
Integrated Scheme for Agriculture Marketing helps farmers get better prices for their produce.
More than 1,389 mandis across multiple states have been connected to e-NAM for transparent online trading.
Mission for Integrated Development of Horticulture (MIDH)
This scheme supports farmers involved in fruits, vegetables, flowers, spices, mushrooms, coconut, bamboo, and plantation crops.
It helps improve horticulture production and marketing opportunities.
Soil Health Card Scheme
This scheme helps farmers understand the quality of their soil.
Soil testing reports provide information about nutrients and fertilizer needs, helping improve crop production.
Rainfed Area Development Scheme
This scheme promotes mixed farming models such as:
- Crop rotation
- Livestock farming
- Beekeeping
- Multi-cropping
It helps reduce losses caused by unpredictable weather conditions.
Rashtriya Krishi Vikas Yojana (RKVY)
RKVY supports states in building agriculture infrastructure and improving farmers’ income opportunities.
Funds are used based on local farming needs in different states.
National Mission on Edible Oils
This scheme promotes oil palm farming to reduce India’s dependence on imported edible oils.
Government is expanding cultivation areas and providing financial support to farmers.
Market Intervention Scheme and Price Support Scheme
These schemes protect farmers from distress selling during bumper crop production seasons.
Government procures crops when market prices fall below expected levels.
National Bamboo Mission
This scheme encourages bamboo cultivation on private and government land.
It helps farmers generate additional income while supporting industries that use bamboo products.
National Beekeeping and Honey Mission
Beekeeping has become a growing source of extra income for rural families.
Government allocated hundreds of crores to promote honey production, training, and infrastructure support.
Mission Organic Value Chain Development for North Eastern Region
This scheme focuses on organic farming growth in Northeast India.
It supports farmers from production to branding, certification, processing, and market sales.
Why These Farmer Schemes Matter in 2026
Rising input costs, climate change, and unpredictable crop prices continue to affect farmers across India. These schemes are designed to reduce risks and create stable income sources.
Farmers should regularly check official agriculture portals, state government websites, and nearby agriculture departments to apply for benefits they qualify for.
Final Words
From PM Kisan cash transfers to crop insurance, pension support, irrigation assistance, and organic farming programs, these government schemes are playing a major role in increasing farmers’ income in 2026.
Eligible farmers should stay updated and apply on time to get maximum benefits from these welfare programs.
0 Comments